Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

142 Properties Found. Page 1 of 12.
Photo of Listing #E4178939
Courtesy Of Christopher Hampson Of RE/MAX Excellence

5717 189 Street, Edmonton

$274,900 - 2 Beds, 2 Baths, 1,163 Sf

MLS® # E4178939

Photo of Listing #E4179732
Courtesy Of Sarah Leib Of RE/MAX River City

3730 138a Avenue, Edmonton

$287,000 - 3 Beds, 3 Baths, 1,211 Sf

MLS® # E4179732

Photo of Listing #E4179703
Courtesy Of Ken Knudsen Of RE/MAX Elite

2218 114 Street, Edmonton

$269,000 - 3 Beds, 3 Baths, 1,137 Sf

MLS® # E4179703

Photo of Listing #E4179697
Courtesy Of Paulette Maltais Of MaxWell Polaris

# 7 9704 165 Street Nw, Edmonton

$294,888 - 2 Beds, 3 Baths, 1,069 Sf

MLS® # E4179697

Photo of Listing #E4179611
Courtesy Of Christine Chorney Of RE/MAX River City

542 Lee_ridge Road, Edmonton

$135,000 - 2 Beds, 1 Baths, 465 Sf

MLS® # E4179611

Photo of Listing #E4179592
Courtesy Of William Nwaribe Of Together Real Estate Ltd.

N/A, Edmonton

$289,900 - 5 Beds, 2 Baths, 990 Sf

MLS® # E4179592

Photo of Listing #E4179464
Courtesy Of Kimberly Graham Of RE/MAX River City

14035 63 Street, Edmonton

$235,000 - 4 Beds, 2 Baths, 1,020 Sf

MLS® # E4179464

Photo of Listing #E4179253
Courtesy Of Tennille Sydor Of Homes & Gardens Real Estate Limited

11222 92 Street, Edmonton

$298,900 - 2 Beds, 4 Baths, 1,000 Sf

MLS® # E4179253

Photo of Listing #E4179234
Courtesy Of Sierra Halldorson Of Purplebricks

# 7 6520 2 Avenue, Edmonton

$208,000 - 2 Beds, 1 Baths, 840 Sf

MLS® # E4179234

Photo of Listing #E4179219
Courtesy Of Madeline Sarafinchan Of Jayman Realty (Edm.) Inc

13031 82 Street, Edmonton

$232,900 - 3 Beds, 2 Baths, 949 Sf

MLS® # E4179219

Photo of Listing #E4179121
Courtesy Of Jim Noble Of The Good Real Estate Company

11912 47 Street, Edmonton

$218,000 - 2 Beds, 2 Baths, 910 Sf

MLS® # E4179121

Photo of Listing #E4179084
Courtesy Of Joan McFall Of MaxWell Polaris

13335 119 Street, Edmonton

$269,900 - 3 Beds, 2 Baths, 1,061 Sf

MLS® # E4179084

Listing information last updated on November 15th, 2019 at 2:01pm MST.